Shimla (June 20): Leading public sector bank in Himachal Pradesh, Punjab
National Bank has recorded Rs 12,400 crore turnover in the state while
registering a growth of 35 per cent in business during the financial year
This was disclosed by chairman and managing director of PNB, K.R.
Kamath while addressing media persons here today. He said that the state,
with 259 branches (228 rural and 31 semi-urban) and costumer base of
22 lakh, constitutes 23 percent size of bank’s entire business. “The bank is offering 5,505 ATMs to about 133 lakh card holders in the country while the state has 156 ATMs in 59 townships,” the CMD said, adding that the nank
has offering free internet banking services and is now rolling out mobile ATMs
in uncovered areas in the state.
Kamath said that PNB is financing most of the hydropower projects in
the state and has issued credits worth Rs 35,500 Crore, which includes from the branches outside Himachal. He disclosed that the bank has issued Rs 1,002
crore loans to farmers for agriculture sector, which is 30 per cent of the
entire credit plan. Accepting small volume for housing loan, he said that the bank is giving 13 to 15 percent of its credit to housing
Informing that it was starting special scheme for defense personal, he
said that including BSP, CRPF, CISF and paramilitary forces, the bank
has singed MOU with ministery of defense and devised PNB Rakshak scheme
for providing overdraft, sweep in and out in saving fund accounts and
cenession in housing, vehicle, personal loan and waivement of upfront
fee and documentation charges on car and housing loan.
The Bank has also adopted 7 villages in the state implementing welfare
schemes ‘PNB Vikas’. He said that Bank has formed 17,603 Self Help
groups linking about 13,383 with various credit schemes. The bank had
opened a library in Una where local people were being provided latest
reading material besides generating employment to local youth.